NASC Ultimate Coverage PlanPay My Repairs
The NASC Ultimate Coverage Plan is a full coverage extended service contract that ensures that unscheduled repair and maintenance bills never impact your bank account. All parts that were covered by the manufacturer’s warranty will be covered.
For a detailed explanation of this plans coverage, we recommend reviewing the actual contract here: NASC Ultimate Contract
All components are covered except those listed below:
Carburetor; throttle body; battery; battery cables; shock absorbers; struts; manual transmission clutch friction, clutch disc and pressure plate; throw out bearing; pilot bearing; clutch master and slave cylinder; manual and hydraulic linkages; distributor cap and rotor; wires; safety restraint systems (including air bags); glass; lenses; headlamp and projection lamp assemblies; sealed beams; light bulbs; fuses; circuit breakers; telephones; television/vcr; electronic and satellite transmitting / receiving devices; brake rotors and drums; exhaust system; evaporative and exhaust emission systems; oxygen sensors; weather stripping; trim; moldings; bright metal; chrome; upholstery; carpet ; zippers; nuts, bolts, and fasteners; cup holders; dash pad and vents; seat frame; seat frame recliner mechanism; paint; outside ornamentation; inside and outside door handles; mirrors; hinges; liftgate and hood supports; hub caps/wheel covers; bumpers; body sheet metal and panels; body parts; frame and engine cradles; body mounts; mounting brackets and structural body parts; vinyl and convertible tops; tires; wheels/rims. Seals and gaskets are covered only if needed in conjunction with a covered repair; near object avoidance systems; speakers and wiring.
Personal Protection Benefits:
Towing: We will reimburse You for Your actual towing cost up to a maximum of $60 per occurrence, if the tow was necessary because of a Mechanical Breakdown of a part covered under the Contract. Any payment shall be for actual towing or roadside charges in excess of any applicable reimbursement from the manufacturer or any other towing or road service Coverage.
Rental Car: We will reimburse You for rental of a replacement vehicle for substitute transportation if there is a Breakdown of a covered part under this Contract and the approved labor repair time is a minimum of 4 hours. Our cost is limited to $30 per day. Each 8 hours of approved labor time Counts as 1 day, up to a maximum of 5 days. The substitute transportation must be supplied by a duly licensed Rental Agency and is in excess of any applicable reimbursement from the manufacturer or any other substitute transportation coverage.
Locksmith Service: If You lock Your keys in Your Vehicle or lose Your keys You will be reimbursed up to $40 for the service call of a locksmith to open Your Vehicle. Key cutting or other labor/parts are not covered by this benefit.
Out of Gas/Dead Battery: You will be reimbursed up to $40 for a service call to jump-start or deliver emergency fuel to Your Vehicle. The cost of the fuel is not reimbursable.
Trip Interruption: Trip interruption occurs when a Breakdown disables Your Vehicle more than 100 miles from Your home, You are stranded overnight and covered repairs are not completed. Trip interruption benefits are for motel and restaurant expenses incurred by You during the repair period. When such a Breakdown occurs, You will be reimbursed up to $100.00 per day of trip interruption benefits for each 8 hours of approved labor time, up to a maximum of 4 days.
PLEASE NOTE: If your vehicle has a pre-existing condition, the insurance provider will not pay for repairs.
Unfortunately, some of our clients have bought a new extended service contract with the full knowledge that their vehicle is already in need of expensive repairs. This practice is all too common in our industry, and it only causes a headache for everyone involved – insurance provider and claimant.
First, we would like to say: We get it. No one expects a car breakdown or costly repair, and sometimes, paying to get the car back in running condition is financially impossible. That is why we offer great plans to our clients – so that accidents like these do not send people into debt or disruption. But if your vehicle has a pre-existing condition, and you intend on buying a new extended service policy to pay for the repairs, then we advise you take a step back.
An extended service contract is designed to pay for problems that might occur in the future, not to repair problems that already exist.
To protect their customers, extended service policies do not go into effect until the end of a mandatory grace period. Typically, this period lasts for 30 days AND 1,000 miles. After the contract is purchased, the vehicle needs to drive at least 1,000 miles, and at least 30 days need to pass before the contract will take effect. All damages suffered to the vehicle during the grace period are also not covered. The grace period is intended to be a detractor to would-be criminal activity.
Additionally, any claim made within 90 days of enrollment will be scrutinized by the insurance provider.
PayMyRepairs.com does not process or pay any claims. We bring together good customers and premium insurance providers. The insurance providers we broker determine whether your claim is eligible for reimbursement. We choose the most reliable, financially stable insurance providers in the market – who protect their well-intentioned clients by identifying pre-existing damages. With all the insurance fraud out there, our providers catch most would-be fraudsters in the act. Honestly, it isn’t worth the headache.