The NASC Gold Coverage Plan is a Stated Component extended service contract that covers exactly the parts and vehicle components you need, reaching their highest value for vehicles with fewer than 135,000 miles.

For a detailed explanation of this plans coverage, we recommend reviewing the actual contract here: NASC Gold Contract

Covered Components:

Gasoline/Diesel Engine: Cylinder block, cylinder head(s) if damage by internally lubricated parts. All internally lubricated parts including: pistons, piston rings and pins, crankshaft and main bearings, connecting rods and rod bearings, camshaft and bearings, pushrods, rocker arms, valves, valve springs, seats and guides, lifters, followers, oil pump, timing chain, timing belt and gear. Harmonic balancer, dipstick & tube. Valve covers, timing cover, and oil pan if damaged by internally lubricated parts; vacuum pump, engine mounts.

Transmission: Transmission case, transfer case and pan if damage by internally lubricated parts. All internally lubricated parts including: torque converter, vacuum modulator, internal linkage, and transmission mounts.

Drive Axle: Housing(s) and cover if damage by internally lubricated parts. All internally lubricated parts including: axle shafts, universal joints and yokes, constant velocity boot or joint or both, wheel bearings/hubs, drive shaft center bearings supports, propeller shafts, locking hub mechanisms.

Steering: Steering box and rack and pinion unit and all their internal lubricated parts including: power steering pump and cylinder, main and intermediate steering shafts and couplings, steering knuckles; pitman arm, idler arm, tie rods ends, drag link.

Brakes: Non – ABS master cylinder, power booster, calipers, wheel cylinders hydraulic lines and fittings; proportioning valve, backing plates, springs, clips and retainers, self-adjusters, parking brake linkage and cables.

Electrical: Alternator, voltage regulator, starter motor, starter solenoid, distributor (excludes cap, rotor and wires), window regulator, heater A/C blower motor.

Heater and Air Conditioning: Evaporator, condenser, compressor, compressor clutch, receiver/drier, field coil, accumulator, A/C high/low pressure compressor cutoff switches, heater core.

Front/Rear Suspension: Upper and lower control arms, control arm shafts and bushings, spindle supports, stabilizer shaft, stabilizer linkage, bushings, ball joints, spindles, wheel bearings.

Cooling: Radiator, radiator fan blade and motor, fan clutch, water pump.

Fuel: Fuel pump, metal fuel injection lines/rails, fuel tank and metal fuel internal lubricated parts including: waste-gate, vanes, shafts and bearing.

*Seals and gaskets are only covered if needed in conjunction with a covered repair.

Personal Protection Benefits:

Towing: We will reimburse You for Your actual towing cost up to a maximum of $60 per occurrence, if the tow was necessary because of a Mechanical Breakdown of a part covered under the Contract. Any payment shall be for actual towing or roadside charges in excess of any applicable reimbursement from the manufacturer or any other towing or road service Coverage.

Rental Car: We will reimburse You for rental of a replacement vehicle for substitute transportation if there is a Breakdown of a covered part under this Contract and the approved labor repair time is a minimum of 4 hours. Our cost is limited to $30 per day. Each 8 hours of approved labor time Counts as 1 day, up to a maximum of 5 days. The substitute transportation must be supplied by a duly licensed Rental Agency and is in excess of any applicable reimbursement from the manufacturer or any other substitute transportation coverage.

Locksmith Service: If You lock Your keys in Your Vehicle or lose Your keys You will be reimbursed up to $40 for the service call of a locksmith to open Your Vehicle. Key cutting or other labor/parts are not covered by this benefit.

Out of Gas/Dead Battery: You will be reimbursed up to $40 for a service call to jump-start or deliver emergency fuel to Your Vehicle. The cost of the fuel is not reimbursable.

Trip Interruption: Trip interruption occurs when a Breakdown disables Your Vehicle more than 100 miles from Your home, You are stranded overnight and covered repairs are not completed. Trip interruption benefits are for motel and restaurant expenses incurred by You during the repair period. When such a Breakdown occurs, You will be reimbursed up to $100.00 per day of trip interruption benefits for each 8 hours of approved labor time, up to a maximum of 4 days.

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PLEASE NOTE: If your vehicle has a pre-existing condition, the insurance provider will not pay for repairs.

Unfortunately, some of our clients have bought a new extended service contract with the full knowledge that their vehicle is already in need of expensive repairs. This practice is all too common in our industry, and it only causes a headache for everyone involved – insurance provider and claimant.

First, we would like to say: We get it. No one expects a car breakdown or costly repair, and sometimes, paying to get the car back in running condition is financially impossible. That is why we offer great plans to our clients – so that accidents like these do not send people into debt or disruption. But if your vehicle has a pre-existing condition, and you intend on buying a new extended service policy to pay for the repairs, then we advise you take a step back.

An extended service contract is designed to pay for problems that might occur in the future, not to repair problems that already exist.

To protect their customers, extended service policies do not go into effect until the end of a mandatory grace period. Typically, this period lasts for 30 days AND 1,000 miles. After the contract is purchased, the vehicle needs to drive at least 1,000 miles, and at least 30 days need to pass before the contract will take effect. All damages suffered to the vehicle during the grace period are also not covered. The grace period is intended to be a detractor to would-be criminal activity.

Additionally, any claim made within 90 days of enrollment will be scrutinized by the insurance provider.

PayMyRepairs.com does not process or pay any claims. We bring together good customers and premium insurance providers. The insurance providers we broker determine whether your claim is eligible for reimbursement. We choose the most reliable, financially stable insurance providers in the market – who protect their well-intentioned clients by identifying pre-existing damages. With all the insurance fraud out there, our providers catch most would-be fraudsters in the act. Honestly, it isn’t worth the headache.