The NASC Car Guard Select Plan is a Powertrain Plus extended service contract that is the best insurance available for cars between 135,000 and 175,000 miles. These contracts cover the most vital components of your vehicle.

For a detailed explanation of this plans coverage, we recommend reviewing the actual contract here: NASC Car Guard Select Contract

Covered Components:

Engine: The following parts only are covered: pistons, piston rings, piston pins, crankshaft and main bearings, connecting rods and rod bearings, camshaft and camshaft bearings, timing chain and timing gears, intake and exhaust valves, valve guides, valve springs, oil pump, push rods, rocker arms, hydraulic lifters, rocker arm shafts and water pump. Turbocharger/Supercharger (factory installed only and only if the Application shows that you have purchased and paid the mandatory surcharge for Turbo/Supercharger coverage) housing and all internal parts. No other parts are included under this Contract. Seals and gaskets are only covered when required in connection with the replacement of a Covered Part.

Transmission/Transaxle: All internally lubricated parts contained within the Manual or Automatic Transmission housing, including oil pump, drums, planetary, sun gear and shell, shafts, bearings, side gears, carrier, pinion gear, ring gear, shift rails, forks, synchronizers, and Torque Converter. Transmission/Transaxle Case is covered only if damaged by an internally lubricated Covered Part. Damage resulting from failures by related parts or units such as, but not limited to: Friction parts, such as clutches of any kind, levers, controls, linkage, cables, radiator, coolers, rubber mounts, external or internal metal or rubber lines or hoses, viscous couplings, and internal or external electrical components of the transmission are not covered. Seals and gaskets are only covered when required in connection with the replacement of a Covered Part. Transfer Case: All internally lubricated parts contained within the 4 X 4 Transfer Case (only if the Application shows that you have purchased and paid the mandatory surcharge for 4×4/AWD coverage). Transfer Case is covered only if damaged by an internally lubricated Covered Part. Seals and gaskets are only covered when required in connection with the replacement of a Covered Part.

Differential: All internally lubricated parts contained within the differential housing. Seals and gaskets are only covered when required in connection with the replacement of a Covered Part. Drive Axle: CV and U-joints, drive axles and shafts.

Air Conditioning: All internally lubricated parts contained within the compressor housing case(s). Seals and gaskets are only covered when required in connection with the replacement of a Covered Part.

Electrical: Alternator, voltage regulator, power window motor(s), heater fan/motor, starter motor. Seals and gaskets are only covered when required in connection with the replacement of a Covered Part.

Fuel: Fuel delivery (mechanical) pump, fuel (Gas and Diesel) injection pump, metal fuel delivery lines, fuel tank.

Optional Surcharged Coverage:

Seals and Gaskets: Leaking seals and gaskets for any covered part listed. Minor seepage of fluid is considered normal and does not qualify for Coverage.

Additional Benefits:

Towing Benefit: In the event of a Breakdown covered by this Contract, We will pay or reimburse You for receipted towing expenses up to one hundred fifty dollars ($150) per occurrence. Any payment shall be for actual towing charges in excess of applicable reimbursement from the manufacturer or any other towing Coverage. No Deductible will apply to this benefit.

Rental Benefit: In the event of a Breakdown covered by this Contract, We will pay or reimburse You for receipted expenses to rent a replacement vehicle (from a licensed rental agency) or for alternate public transportation while Your Vehicle is at a Licensed Repair Facility. Coverage will be provided to You up to a maximum of thirty-five dollars ($35.00) for every eight (8) labor hours, or portion thereof, of applicable labor time required to complete the repair, up to a maximum of one hundred seventy-five dollars ($175.00) for each repair visit. In addition, a maximum of four (4) additional days of rental coverage are available for part(s) delays and/or Vehicle inspection requested by the Administrator. No Deductible applies to this benefit.

Trip Interruption: In the event a Breakdown covered by this Contract occurs more than one hundred (100) miles from Your home and results in a Licensed Repair Facility keeping Your Vehicle overnight, We will reimburse You for receipted motel and restaurant expenses, up to one hundred twenty-five dollars ($125.00) per day for a maximum of three (3) days for a total benefit per occurrence of three hundred seventy-five dollars ($375.00). No Deductible applies to this benefit.

Road Service Benefit: In the event Your Vehicle becomes disabled and requires on-site assistance (from a Licensed Repair Facility) for Vehicle extrication, fuel or fluid delivery, or battery boost/jump, We will reimburse You for receipted expenses (excluding the cost of fluids or fuel expense) up to a maximum of one hundred dollars ($100.00) per occurrence. This benefit excludes towing. No Deductible applies to this benefit.

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PLEASE NOTE: If your vehicle has a pre-existing condition, the insurance provider will not pay for repairs.

Unfortunately, some of our clients have bought a new extended service contract with the full knowledge that their vehicle is already in need of expensive repairs. This practice is all too common in our industry, and it only causes a headache for everyone involved – insurance provider and claimant.

First, we would like to say: We get it. No one expects a car breakdown or costly repair, and sometimes, paying to get the car back in running condition is financially impossible. That is why we offer great plans to our clients – so that accidents like these do not send people into debt or disruption. But if your vehicle has a pre-existing condition, and you intend on buying a new extended service policy to pay for the repairs, then we advise you take a step back.

An extended service contract is designed to pay for problems that might occur in the future, not to repair problems that already exist.

To protect their customers, extended service policies do not go into effect until the end of a mandatory grace period. Typically, this period lasts for 30 days AND 1,000 miles. After the contract is purchased, the vehicle needs to drive at least 1,000 miles, and at least 30 days need to pass before the contract will take effect. All damages suffered to the vehicle during the grace period are also not covered. The grace period is intended to be a detractor to would-be criminal activity.

Additionally, any claim made within 90 days of enrollment will be scrutinized by the insurance provider.

PayMyRepairs.com does not process or pay any claims. We bring together good customers and premium insurance providers. The insurance providers we broker determine whether your claim is eligible for reimbursement. We choose the most reliable, financially stable insurance providers in the market – who protect their well-intentioned clients by identifying pre-existing damages. With all the insurance fraud out there, our providers catch most would-be fraudsters in the act. Honestly, it isn’t worth the headache.