The NASC Car Guard Select Elite Plan is a Stated Component extended service contract that covers exactly the parts and vehicle components you need, reaching their highest value for vehicles with fewer than 135,000 miles.

For a detailed explanation of this plans coverage, we recommend reviewing the actual contract here: NASC Car Guard Select Elite Contract

Covered Components:

Engine: Engine block and cylinder heads (only if damaged by the failure of a part covered under this Named Component Coverage), and all internally lubricated parts harmonic balancer; timing gears; timing chain and belt; turbocharger or supercharger (only original OEM equipment qualifies for coverage). Note: Seals and gaskets are covered in conjunction with the repair of parts or components covered under the terms of this Named Component Coverage only. If a Breakdown results from a seal or gasket, no coverage is afforded.

Cooling System: Water pump; cooling fan; cooling fan motor; cooling fan clutch.

Transmission: Transmission case (only if damaged by the failure of a part covered under this Named Component Coverage), and all internally lubricated parts (automatic or standard); torque converter; vacuum modulator; flywheel/flex plate. Note: Seals and gaskets are covered in conjunction with the repair of parts or components covered under the terms of this Named Component Coverage only. If a Breakdown results from a seal or gasket, no coverage is afforded.

Drive Axle: Drive axle housing (only if damaged by the failure of a part covered under this Named Component Coverage), and all internally lubricated parts; locking hubs; drive shafts; universal joints; constant velocity joints (except when damaged as a result of a neglected, loose, torn, cracked, perforated or missing CV boot). Note: Seals and gaskets are covered in conjunction with the repair of parts or components covered under the terms of this Named Component Coverage only. If a Breakdown results from a seal or gasket, no coverage is afforded

Transfer Case: Transfer case (only if damaged by the failure of a part covered under this Named Component Coverage), and all internally lubricated parts. Note: Seals and gaskets are covered in conjunction with the repair of parts or components covered under the terms of this Named Component Coverage only. If a Breakdown results from a seal or gasket, no coverage is afforded.

Air Conditioning & Heating: AC compressor, compressor clutch; condenser; evaporator; blower motor; accumulator; expansion valve; dryer; condenser fan; condenser fan motor. Note: If covered costs to repair an R-12 system exceed the cost to convert to an R-134a system, the system will be converted to use R-134a refrigerant.

Electrical: Alternator or generator (as equipped); starter solenoid; starter motor; starter drive; horn; windshield wiper motors; windshield washer pump; power antenna motor; power window motors; power door lock actuators; power trunk release; all manually operated switches.

Fuel System: Fuel delivery pump; fuel injection pump; metal fuel lines; fuel pressure regulator; fuel sending unit; fuel gauge.

Personal Protection Benefits:

Rental Reimbursement: If Your Vehicle experiences a Breakdown, You may qualify for rental car reimbursement. If You qualify, We will pay up to FORTY DOLLARS ($40) per day for every EIGHT (8) hours or portion thereof of approved labor time to complete the covered repair with a FIVE (5) day maximum, not to exceed TWO HUNDRED DOLLARS ($200) per occurrence. The first EIGHT (8) hours of labor time for any covered repair does not qualify for reimbursement. The rental vehicle must be rented from a licensed auto rental agency. Rental car reimbursement will not continue beyond the day that repairs are completed. This coverage does not apply to service or parts delays or other time delays beyond Our control or that of the Repair Facility.

24 Hour Emergency Roadside Assistance: This Contract includes a 24-hour emergency
roadside assistance program Administered by Nation Safe Drivers and is available by calling (866) 994-4667. Please refer to ROADSIDE ASSISTANCE (Section VIII. of this Contract) for further details.

Trip Interruption: (available only where allowed by law): If You experience a Breakdown which occurs more than ONE HUNDRED (100) miles from Your home and results in a Repair Facility keeping Your Vehicle overnight, We will reimburse You for receipted motel and meal expenses not to exceed SEVENTY FIVE ($75) per day for up to FIVE (5) days.

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PLEASE NOTE: If your vehicle has a pre-existing condition, the insurance provider will not pay for repairs.

Unfortunately, some of our clients have bought a new extended service contract with the full knowledge that their vehicle is already in need of expensive repairs. This practice is all too common in our industry, and it only causes a headache for everyone involved – insurance provider and claimant.

First, we would like to say: We get it. No one expects a car breakdown or costly repair, and sometimes, paying to get the car back in running condition is financially impossible. That is why we offer great plans to our clients – so that accidents like these do not send people into debt or disruption. But if your vehicle has a pre-existing condition, and you intend on buying a new extended service policy to pay for the repairs, then we advise you take a step back.

An extended service contract is designed to pay for problems that might occur in the future, not to repair problems that already exist.

To protect their customers, extended service policies do not go into effect until the end of a mandatory grace period. Typically, this period lasts for 30 days AND 1,000 miles. After the contract is purchased, the vehicle needs to drive at least 1,000 miles, and at least 30 days need to pass before the contract will take effect. All damages suffered to the vehicle during the grace period are also not covered. The grace period is intended to be a detractor to would-be criminal activity.

Additionally, any claim made within 90 days of enrollment will be scrutinized by the insurance provider.

PayMyRepairs.com does not process or pay any claims. We bring together good customers and premium insurance providers. The insurance providers we broker determine whether your claim is eligible for reimbursement. We choose the most reliable, financially stable insurance providers in the market – who protect their well-intentioned clients by identifying pre-existing damages. With all the insurance fraud out there, our providers catch most would-be fraudsters in the act. Honestly, it isn’t worth the headache.